Call Us (412) 384-7191 ☰ ˟
Logo
Call Us: (412) 384-7191
  • Home
  • Our Products
    • Automobile
    • Homeowners
    • Business & Commercial
    • Life
    • Recreational Vehicle
    • Motorcycle
    • Mine Subsidence
    • Fixed Annuities
    • Pet Insurance
  • Resources
    • Refer a Friend
    • Company Links
    • Insurance Glossary
  • About Us
    • About Us
    • Location Map
    • Employee Directory
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Emailing List
Icon

Auto & Home

We browse through a wide variety of coverages and find the right one for you.

Get a Quote
Icon

Business

We browse through a wide variety of coverages and find the right one for you.

Get a Quote
Icon

Life

We browse through a wide variety of coverages and find the right one for you.

Get a Quote
Icon

RV & Boat

We browse through a wide variety of coverages and find the right one for you.

Get a Quote
Icon

Fixed Annuities

We browse through a wide variety of coverages and find the right one for you.

Get a Quote
Home > Motorcycle Insurance - Elizabeth Pennsylvania | Ronallo Insurance Group

Motorcycle Insurance


Motorcycle Insurance Information

Motorcycle Insurance Quote

Of more than 10 million motor vehicles registered in Pennsylvania, more than 370,000 are motorcycles. Motorcycles are specialty vehicles, even if a rider uses one for everyday transportation. Motorcycles expose riders and owners to unique and significant accident risks. If you are a biker, then you need motorcycle insurance to protect both yourself and your bike. 

Ronallo Insurance Group offers numerous motorcycle policies that will insure bikes both flexibly and affordably. Come to us, and you'll get coverage that ensures you motorcycle will always have protection from your driveway to the interstate.

To learn more or to get your no-obligation quote, call us at (412) 384-7191  or apply online now. 


Common 
Motorcycle Insurance Questions


How does 
motorcycle insurance work in Pennsylvania?


Motorcycles cost money both to buy and to maintain. When you buy motorcycle insurance, your policy will help you pay for a variety of unexpected costs arising from hazards like wrecks, theft, fires or weather damage. 

You can’t insure a motorcycle in the same way you would the standard car. There is a significant risk associated with owning and riding a motorcycle. Bikes have two wheels, require special skills to operate and are often very powerful. A tailored motorcycle policy will contain adequate terms to protect you and your wallet when problems arise. 


Is motorcycle insurance required in Pennsylvania?


By having motorcycle insurance you protect not only yourself, but also others on the road. As a result, most states require bikers to carry coverage. Pennsylvania requires the following minimum coverage: 

  • Bodily Injury Liability Coverage - $15,000 per person/$30,000 per accident

If you are at fault for a wreck, then this coverage allows other parties, like other drivers, to cover their medical costs and related expenses. Under the minimum policy, each injured person can file for up to $15,000 in compensation. However, the policy will only pay a maximum of $30,000 per accident. 

  • Property Damage Liability Coverage - $5,000

When an accident is your fault, you might damage a third party’s vehicle or other property. Property damage liability insurance pays for the necessary repairs or replacement costs. 

Please note: Motorcyclists are not subject to the state rule that requires first party medical benefits. All motorcycle policies are full tort policies. If someone else is at-fault for an accident, the biker can claim their full injury costs on that party’s liability insurance. 


Is there optional coverage I can buy?


Though you must meet all coverage requirements, you can choose to invest in more coverage. We encourage all bikers to invest in expanded coverage because the more you buy, then the more protection you might have.

  • Uninsured/Underinsured Motorist Coverage

Uninsured motorist coverage can help you if another driver is at fault for an accident but lacks liability insurance. Pennsylvania policies automatically offer this coverage, but you can choose to reject it. Still, we recommend you carry it because you can make a claim on your own policy when someone else cannot help. 

  • Collision Insurance

Your liability insurance will not pay for your bike's own damage if you have a wreck. Collision insurance is optional coverage that you can buy to cover this cost. The policy will pay regardless of fault.

  • Comprehensive Insurance

Fires, vandalism, theft, falling objects, hail or other non-wreck hazards might damage or total your car. Comprehensive coverage pays for this damage. It can also cover damage if you hit an animal.

  • Medical Payments Coverage

If you have this coverage, you can pay for your medical bills or those of your passengers, if you get hurt in a wreck. Coverage will apply regardless of who is at fault for the accident.

Additionally, other motorcycle policy perks can provide more specialized coverage, such as:

  • Custom/special parts coverage 

  • Original manufacturer equipment coverage 

  • Roadside assistance (towing, battery, gas and tire services) 

  • Gear & helmet coverage


How much will motorcycle insurance cost?

The average cost of a motorcycle policy in Pennsylvania is about $650 per year. However, your premium will vary based on the risks the insurer assumes by covering you. For example, if you buy more coverage, then you will have to pay more because a claim might cost the insurer more money. Other factors can influence your rates, too, including: 

  • Your age and years licensed

  • Whether you have always maintained motorcycle insurance 

  • The value of your bike 

  • Accident and claims risks in your community 

  • A history of infractions on your driving record

 

However, you can often save money through a variety of discounts and payment plans.

Contact Us Today!
(412) 384-7191

Social Social Social

Resources

  • Products
  • Payment/Claims
  • About Us
  • Refer A Friend
  • Our Carriers
  • Blog
  • Contact Us

Contact Us

109 N 2nd Ave
Elizabeth, PA 15037

Phone: (412) 384-7191
© Copyright. All rights reserved. | Powered by Insurance Website Builder